You are free to choose any licensed dentist for treatment, but it is to your advantage to choose a PPO network dentist. PPO contracted dentists have agreed to an amount per covered procedure of which the plan pays 90%. Non PPO dentists' services are covered at 70% of the regional customary charges (subject to a maximum allowable charge). You are responsible for your co-insurance percentage (based on the Plan) of the agreed upon amount, deductibles, non-covered services and any amount over the allowable maximum charges.
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